Have you even used online banking and wondered whether your information was properly protected? Have you ever done a transaction while connected to a public Wi-Fi network. If the answer is “yes” to either question then you should read the tips below to help you make sure your banking security is the best it can be.

Banking Security Tips:

Do not use public Wi-Fi. While using online private banking, you can never be completely sure about how secure your information is. Unless your visited pages are encrypted, when you use a public network others may be able to who see what is processed online. Therefore, a private network at your home offers the best security. If you are not home however, you should use your cellular data instead of a public Wi-Fi network or a virtual private network. Additionally, always look for web page encryption by verifying the browser’s

Make sure your anti-virus software is up to date. Install the most current version of anti-virus software on your mobile devices and home computers.

banking checklist

Select a company that implements security on an industry-standard level. You are probably searching for a credit union or bank with great interest rates and low fees. Thus, at least make sure that excellent security is another important factor. Also, make sure that personal online accounts are supported by top-notch technology.

Banking Tips That Are Commonly Overlooked:

Consistently change your password. You should try different combinations that are hard for others to figure out, like an assortment of symbols, numbers, and lowercase and uppercase letters. If the password is multifaceted, then it will be more difficult to guess and there will be better security against hackers.

Request alerts by text. Most companies allow customers to choose whether or not they would like to receive a text or email alert. This happens when a sizeable transaction is processed through their account or when their balance reaches a certain set level. Therefore, customers can quickly contact the bank when they see that they didn’t make a transaction. This will help defend their account against current and future fraud. Additionally, customers are allowed to discuss unsanctioned charges from their bank account and can argue to get them fixed.