Most people are unsure about what is covered and what is not covered by their home insurance policy. Therefore, it is important for homeowners to understand the many details of their coverage. Sometimes, homeowners believe that their policy covers flood damage when in fact it may not. These assumptions can be costly. Thus, you should look into your policy and understand the specific coverage in your state. We have provided you with different things that your home insurance covers that you might not expect.

A Home Insurance Policy For More Than Your Home

1. Spoiled food coveragehome insurance policy

2. Miscellaneous accidents

3. Slander and libel

4. Dog-bite lawsuits

5. Additional living expenses

6. Falling objects

7. Student property

Learn More About Your Home Insurance Policy

First, in order to fully understand your home insurance policy, you should contact your insurance agent. Next, ask what is included and excluded in your policy. Thus, you may be surprised what you find out about your policy. Home insurance is important and can help you save a lot of money if you understand your policy.